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var(--transition-normal);box-shadow:var(--shadow-sm);padding:2rem}.trust-card-icon{background:#d4b06a1a;border-radius:16px;justify-content:center;align-items:center;width:56px;height:56px;margin-bottom:1.5rem;display:inline-flex}.trust-card-icon i{color:var(--accent);font-size:1.4rem}.trust-card h4{color:var(--foreground);margin-bottom:.85rem;font-size:1.2rem;font-weight:700}.trust-card p{color:var(--muted);margin:0;line-height:1.75}.trust-statement{text-align:center;max-width:760px;color:var(--foreground);margin-top:4rem;margin-left:auto;margin-right:auto;font-size:1.15rem;font-weight:600;line-height:1.8}.trust-statement:before{content:"";background:var(--accent);opacity:.35;width:72px;height:2px;margin:0 auto 2rem;display:block}@media (width<=991px){.trust-section{padding:5rem 0}.trust-card{padding:1.75rem}.trust-statement{margin-top:3rem;font-size:1.05rem}}.faq-section{background:var(--card);padding:6.5rem 0;position:relative}.faq-section:before{content:"";pointer-events:none;background:radial-gradient(circle at 12% 20%,#d4b06a12,#0000 28%),radial-gradient(circle at 90% 85%,#15583c0a,#0000 30%);position:absolute;inset:0}.faq-section .kh-container{z-index:2;position:relative}.faq-accordion{max-width:900px;margin:0 auto}.faq-accordion .accordion-item{border-radius:var(--radius-md);background:var(--card);border:none;margin-bottom:1rem;transition:transform .2s,box-shadow .2s;overflow:hidden;box-shadow:0 10px 30px #0000000d}.faq-accordion .accordion-item:hover{transform:translateY(-2px);box-shadow:0 18px 40px #00000014}.faq-accordion .accordion-button{background:var(--card);color:var(--foreground);box-shadow:none;padding:1.35rem 1.5rem;font-size:1.05rem;font-weight:600}.faq-accordion .accordion-button:not(.collapsed){color:var(--foreground);background:#d4b06a14}.faq-accordion .accordion-button:focus{box-shadow:none;border-color:#0000}.faq-accordion .accordion-button:after{transition:transform .25s}.faq-accordion .accordion-body{color:var(--muted);padding:0 1.5rem 1.5rem;line-height:1.8}@media (width<=991px){.faq-section{padding:5rem 0}.faq-accordion .accordion-button{padding:1.15rem 1.25rem;font-size:1rem}.faq-accordion .accordion-body{padding:0 1.25rem 1.25rem}}.applicant-section{background:linear-gradient(180deg, var(--card) 0%, var(--background) 100%);padding:3.25rem 0;position:relative;overflow:hidden}.applicant-section:before{content:"";pointer-events:none;background:radial-gradient(circle at 90% 20%,#d4b06a14,#0000 28%),radial-gradient(circle at 15% 85%,#15583c0d,#0000 30%);position:absolute;inset:0}.applicant-section .kh-container{z-index:2;position:relative}.applicant-features{flex-direction:column;gap:1rem;display:flex;margin-top:1.75rem!important}.applicant-feature{align-items:flex-start;gap:.85rem;display:flex}.applicant-feature i{width:38px;min-width:38px;height:38px;color:var(--accent);background:#d4b06a1a;border-radius:11px;justify-content:center;align-items:center;font-size:1.2rem;display:flex}.applicant-feature h6{color:var(--foreground);margin-bottom:.35rem;font-size:1rem;font-weight:700}.applicant-feature p{color:var(--muted);margin:0;font-size:.92rem;line-height:1.45}.application-card{background:var(--card);border-radius:var(--radius-lg);border:1px solid var(--line);box-shadow:var(--shadow-md);padding:1.75rem 2rem}.application-icon{border-radius:var(--radius-md);background:#15583c14;justify-content:center;align-items:center;width:46px;height:46px;margin-bottom:.9rem;display:flex}.application-icon i{color:var(--brand);font-size:1.3rem}.application-step{border-bottom:1px solid #0000000f;align-items:flex-start;gap:1rem;padding:.65rem 0;display:flex}.application-step:last-child{border-bottom:none}.application-step span{background:var(--brand);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:30px;min-width:30px;height:30px;font-size:.9rem;font-weight:700;display:flex}.application-step strong{color:var(--foreground);margin-bottom:.2rem;display:block}.application-step small{color:var(--muted);font-size:.82rem;line-height:1.4;display:block}.application-card .kh-button{border-radius:999px;padding:.95rem 1.5rem;font-weight:700}.application-card>p{font-size:.93rem;line-height:1.5;margin-bottom:.75rem!important}.application-card>.mt-5{margin-top:1.25rem!important}@media (width<=991px){.applicant-section{padding:3.5rem 0}.application-card{margin-top:2rem;padding:2rem}.applicant-features{gap:1.5rem}}.final-cta{background:var(--background);padding:7rem 0;position:relative}.final-cta:before{content:"";pointer-events:none;background:radial-gradient(circle at 10% 15%,#d4b06a14,#0000 28%),radial-gradient(circle at 90% 85%,#15583c0d,#0000 30%);position:absolute;inset:0}.final-cta .kh-container{z-index:2;position:relative}.cta-panel{background:linear-gradient(135deg, var(--card), #fbfbf8);border:1px solid var(--line);border-radius:var(--radius-xl);text-align:center;box-shadow:var(--shadow-md);padding:4rem}.cta-card{border:1px solid var(--line);border-radius:var(--radius-lg);height:100%;transition:transform var(--transition-normal), box-shadow var(--transition-normal), border-color var(--transition-normal);background:#ffffffbf;padding:2rem}.cta-icon{border-radius:var(--radius-md);background:#d4b06a1a;justify-content:center;align-items:center;width:68px;height:68px;margin:0 auto 1.5rem;display:flex}.cta-icon i{color:var(--accent);font-size:1.7rem}.cta-card h4{color:var(--foreground);margin-bottom:.85rem;font-size:1.3rem;font-weight:700}.cta-card p{color:var(--muted);margin-bottom:2rem;line-height:1.75}.cta-card .kh-button{border-radius:999px;width:100%;padding:.95rem 1.5rem;font-weight:700}.cta-footer{max-width:700px;color:var(--muted);margin-top:3rem;margin-left:auto;margin-right:auto;padding-top:2rem;font-size:1rem;line-height:1.8}.cta-footer:before{content:"";background:var(--accent);opacity:.35;width:72px;height:2px;margin:0 auto 2rem;display:block}@media (width<=991px){.final-cta{padding:5rem 0}.cta-panel{padding:2.5rem}.cta-card{padding:1.75rem}}.footer{color:#ffffffc7;background:linear-gradient(#0f1715 0%,#09100e 100%);padding:5rem 0 2rem;position:relative;overflow:hidden}.footer:before{content:"";pointer-events:none;background:radial-gradient(circle at 15% 20%,#d4b06a14,#0000 30%),radial-gradient(circle at 90% 80%,#15583c14,#0000 35%);position:absolute;inset:0}.footer .kh-container{z-index:2;position:relative}.footer-logo{width:auto;height:42px;margin-bottom:1.5rem}.footer-description{color:#ffffffad;max-width:420px;margin-bottom:2rem;line-height:1.8}.footer-title{color:#fff;letter-spacing:.08em;text-transform:uppercase;margin-bottom:1.25rem;font-size:.95rem;font-weight:700}.footer-list{margin:0;padding:0;list-style:none}.footer-list li{color:#ffffffb3;align-items:flex-start;gap:.75rem;margin-bottom:.9rem;line-height:1.7;display:flex}.footer-list i{color:var(--accent);margin-top:3px;font-size:.95rem}.footer-list a{color:#ffffffc7;text-decoration:none;transition:color .2s}.footer-list a:hover{color:#fff}.footer-social{gap:.85rem;display:flex}.footer-social a{color:#ffffffd9;background:#ffffff0f;border:1px solid #ffffff14;border-radius:50%;justify-content:center;align-items:center;width:44px;height:44px;text-decoration:none;transition:all .25s;display:flex}.footer-social a:hover{color:#fff;background:#d4b06a26;border-color:#d4b06a4d;transform:translateY(-2px)}.footer-links{flex-wrap:wrap;gap:1rem;display:flex}.footer-links a{color:#ffffffb3;text-decoration:none;transition:color .2s}.footer-links a:hover{color:var(--accent)}.footer-bottom{color:#ffffff8c;border-top:1px solid #ffffff14;justify-content:space-between;align-items:center;gap:1rem;margin-top:4rem;padding-top:2rem;font-size:.9rem;display:flex}.footer-bottom span:last-child{text-align:right}@media (width<=991px){.footer{padding-top:4rem}.footer-bottom{text-align:center;flex-direction:column}.footer-bottom span:last-child{text-align:center}.footer-logo{height:36px}}.skip-link:focus{clip:auto;white-space:normal;color:#15583c;z-index:9999;background:#fff;width:auto;height:auto;margin:0;padding:12px 16px;position:fixed;inset:12px auto auto 12px;overflow:visible}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.policy-page{padding-top:112px;padding-bottom:80px}.policy-header{max-width:760px}.policy-header h1{margin-bottom:16px;font-size:clamp(2.25rem,5vw,3.5rem)}.policy-intro{font-size:1.2rem;line-height:1.7}.policy-date{color:#586770;font-size:.9rem}.policy-layout{grid-template-columns:240px minmax(0,760px);align-items:start;gap:64px;margin-top:40px;display:grid}.policy-toc{background:#f7f9f8;border-radius:12px;padding:24px;position:sticky;top:24px}.policy-toc h2{font-size:1rem}.policy-toc ol{margin:20px 0;padding-left:18px}.policy-toc li{margin-bottom:12px;font-size:.9rem}.policy-section{margin-bottom:36px;scroll-margin-top:24px}.policy-section h2{margin-bottom:14px;font-size:1.4rem}.policy-section p{color:#40515b;line-height:1.85}@media (width<=767px){.policy-layout{grid-template-columns:1fr;gap:32px}.policy-toc{position:static}.policy-page{padding-top:104px;padding-bottom:48px}}